100% TCPA & CMS Compliant | Serving Licensed Agents in All 50 U.S. States
THE #1 NETWORK FOR HIGH-INTENT US INSURANCE PROSPECTS

Accelerate Your Agency Sales With Leads That Actually Convert.

Stop competing with 5 other agents on the same resold record. Partner with US Insurance Leads to fuel your pipeline with real-time exclusive web leads and pre-vetted live phone transfers across all 50 states.

  • High Close Rates: Organic search-driven prospects actively shopping for coverage.
  • No Long-Term Contracts: Flexible month-to-month ordering with a pause button anytime.
  • Instant CRM Delivery: Direct webhook, email, SMS, or live call routing in under 2 seconds.
  • Fair Lead Replacement: 100% credit protection for disconnected or invalid numbers.
Calculate Your ROI
Trusted by 4,500+ Independent Agents, IMOs & Call Centers
FAST ONBOARDING

Get Your Custom Lead Package

Check real-time inventory & pricing in your target states.

No contracts or upfront commitments. Response in under 1 business hour.

Zero Setup Fees & No Long-Term Contracts

Custom Lead Packages Built Around Your Budget

Because lead costs vary by vertical, state competition, and delivery format, we don't lock you into rigid one-size-fits-all boxes. Choose your volume tier and only pay for the exact territories you want.

Solo & Local Agents

Producer Starter

Flexible Weekly / Monthly Cap 25 – 50 Leads / Mo

Ideal for independent producers testing a new vertical or filling their weekly local pipeline without a heavy upfront commitment.

  • Standard Market CPL (By State & Vertical)
  • 100% Exclusive — Sold 1x Only
  • State, County, or Zip Radius Filtering
  • Instant SMS, Email & Agent Portal Delivery
  • 1-Click Pause & 100% Invalid Lead Credit
  • TrustedForm & TCPA Certificate Included
Save 15% – 25% on CPL

IMO & Call Center

Wholesale & Enterprise Feeds 500+ Leads / Mo

Built for national IMOs, FMOs, brokerages, and multi-seat call centers needing high daily concurrency and custom API/Ringba routing.

  • Wholesale Tier Pricing (Up to 25% Off)
  • Concurrent Live Transfer Call Routing
  • Ringba, Ricochet360, Convoso & Ping-Post API
  • Custom Qualifier Scripting & Buffer Windows
  • Bulk Aged Data Bundles Included
  • Weekly Performance & Disposition Audits

Estimated Lead Pricing Ranges by Insurance Line

Below are our current benchmark price ranges per lead across all 50 states. Your exact Cost Per Lead (CPL) is tailored based on your geographic filters (statewide vs. zip-code radius) and monthly volume tier.

Insurance Lead Vertical Aged Leads
(15–90 Days Old)
Exclusive Web Leads
(Real-Time • Sold 1x)
Preset Appointments
(Calendar Booked)
Live Phone Transfers
(Warm U.S. Qualified)
Action
Auto Insurance Leads
Standard, Multi-Car, SR-22 & Home/Auto Bundle
$0.50 – $2.00 $18 – $32 $40 – $60 $45 – $75 Get Quote
Home & Mortgage Protection
Homeowners, New Buyers, Refi & Mortgage Protection
$1.00 – $3.00 $24 – $42 $50 – $75 $55 – $85 Get Quote
Final Expense & Burial
Seniors 50–85, Whole Life Burial & Guaranteed Issue
$0.75 – $2.50 $22 – $38 $48 – $72 $50 – $78 Get Quote
Medicare & Turning 65
T65 IEP, Medigap, Medicare Advantage & OEP/AEP
$0.75 – $2.50 $24 – $39 $45 – $68 $48 – $72 Get Quote
Health & Under-65 ACA
Individual, Family, Self-Employed & ACA Marketplace
$0.50 – $2.00 $19 – $34 $42 – $62 $42 – $68 Get Quote
Term Life, Whole Life & IUL
Term, No-Exam, Simplified Issue, IUL & Tax-Free Retirement
$1.25 – $3.50 $28 – $52 $65 – $95 $65 – $105 Get Quote
Commercial Trucking & Fleet
Semi-Truck, New Authority, Box, Dump, Tow, Hotshot & Cargo
$3.00 – $8.00 $45 – $85 $85 – $125 $90 – $145 Get Quote
Business & Group Insurance
Group Life, Key Person Life & Executive Benefit Plans
$2.50 – $6.50 $38 – $72 $75 – $115 $80 – $130 Get Quote

Note on Custom Quotes: Statewide and multi-state campaigns qualify for the lower end of each range. Tight zip-code clusters or specialty sub-filters may carry a modest filter adjustment. Request a custom quote above for exact live inventory pricing in your states.

Interactive Insurance Lead ROI Calculator

Selling insurance is a numbers game. Click a vertical preset below or adjust the sliders to project your monthly revenue, net profit, and return on investment.

Load Vertical Benchmark:
100 Leads
101,000
$35
$5$200
12%
1%40%
$650
$100$3,000
Projected Monthly Revenue $7,800
Estimated Net Profit / Mo $4,300
Total Lead Investment $3,500
Policies Closed / Mo 12 Deals
Cost Per Acquisition (CPA) $292
Return on Investment (ROI) +123%

Ready to hit these numbers? Lock in your territory today.

Build This Campaign Now

4 Factors That Determine Your Custom CPL

Here is how our onboarding team calculates the lowest possible Cost Per Lead for your agency.

1. Geographic Scope

Statewide and multi-state campaigns enjoy our lowest base CPL because our search funnels can route leads across a wider territory without geo-friction.

2. Delivery Format

Warm Live Phone Transfers include U.S. call-center screening and buffer time protection, while Exclusive Web Leads and Aged Data offer lower upfront cost per record.

3. Custom Sub-Filters

Standard filters (state + vertical) carry zero surcharge. Specialized filters (such as specific home value tiers, clean driving records, or high face amounts) can be toggled on demand.

4. Monthly Volume Tier

Agencies ordering 50+, 150+, or 500+ leads per month automatically unlock 5% to 25% wholesale discounts and priority queue placement.

Pricing & Ordering FAQs

Clear answers on minimums, billing cycles, and lead replacement credits.

Zero. You never pay a setup fee, CRM webhook integration fee, or monthly portal subscription fee. 100% of your deposit goes directly toward purchasing leads for your agency.

New agents can start with a small test package of 20 to 25 Exclusive Web Leads or 10 Live Phone Transfers to experience our lead quality and close rates firsthand before scaling up.

Accounts operate on a simple pre-funded wallet balance with optional auto-replenish. For Exclusive Web Leads, your balance is deducted only when a verified lead matching your filters is delivered. For Live Transfers, you are billed only when the transferred prospect stays on the phone past the 90-to-120-second buffer guarantee.

If you flag a lead with a disconnected phone number, bogus contact information, or out-of-filter data within 10 days, we credit 100% of that lead’s cost back into your portal wallet so it is automatically replaced with a fresh lead at no charge.

Get Exact Pricing for Your Target States Today

Tell us your insurance line and desired volume above, and we’ll send your custom territory rate card in under 1 business hour.

Questions Agents Ask Before Buying

Everything you need to know about our sourcing, exclusivity, and replacement guarantees.

Never. When you purchase Exclusive Real-Time Web Leads or Live Transfers from US Insurance Leads, that consumer inquiry is routed strictly to your agency alone. You are never competing with 4 or 5 other agents dialing the same prospect simultaneously.

Yes. Every real-time lead generated through our network includes full 1-to-1 TCPA express written consent documentation, IP timestamp, and a TrustedForm or Jornaya LeadiD certificate so your agency stays completely protected.

We stand behind our data quality with a fair, transparent Lead Replacement Policy. If you receive a disconnected phone number, fake name, or an underage/unqualified applicant outside your filters, simply flag it in your portal within 10 days for a 100% replacement credit.

No. All campaigns operate on a flexible month-to-month or pay-as-you-go basis. You have 24/7 access to your account to adjust daily caps, change states, or hit the pause button whenever you are away from your desk.

Ready to Fill Your Pipeline With High-Intent Prospects?

Sign up today and ask your onboarding specialist about our New Agent Welcome Bonus on your first order!